Equipment breakdown coverage protects homeowners from the cost of repairing or replacing certain home systems or appliances if they malfunction or experience damage from mechanical or electrical problems. Business owners are much more likely to purchase equipment breakdown coverage, but some insurance companies also offer it to homeowners.This is because home insurance doesn’t usually cover an important […]

A slab leak is just one of many problems that can happen with your foundation. Luckily, home insurance may cover damage to your foundation if the slab leak was caused by a covered peril. A slab leak caused by something else, like poor maintenance or wear and tear, usually isn’t covered. What is a slab leak? A

Hazard insurance is actually part of a homeowners insurance policy. In fact, it may be the coverage part most homeowners associate with insurance because it covers the structure of your primary residence. But most home insurance policies have additional coverage parts that protect more of your property as well as your liability. Let’s take a closer